How to Calculate Your Paycheck With Overtime — Gross Pay Formula & Examples
Calculate your paycheck with overtime: regular pay plus 1.5x overtime premium. See examples for common hourly rates and schedules.
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How to Calculate Your Paycheck With Overtime — Gross Pay Formula & Examples — quick answer
Calculate your paycheck with overtime: regular pay plus 1.5x overtime premium. See examples for common hourly rates and schedules.
To calculate your paycheck with overtime, add your regular straight-time pay and your overtime premium pay. The formula is: (regular hours × hourly rate) + (overtime hours × hourly rate × 1.5).
The following examples show common schedules and how overtime changes the gross paycheck. For your exact numbers, use the time and a half calculator.
Calculate your full paycheck with overtime
Enter your hourly rate, regular hours, and overtime hours to see your total gross pay including time and a half.
How to calculate gross pay with overtime
There are three steps to calculate your full paycheck when overtime is involved:
- Calculate regular pay: Multiply your regular hours by your hourly rate. Regular hours are usually the first 40 hours in a workweek.
- Calculate overtime premium: Multiply your overtime hours by 1.5× your hourly rate.
- Add them together: Regular pay + overtime pay = total gross paycheck.
Common paycheck scenarios
40 regular hours + 5 overtime hours at $18/hr
40 regular hours + 10 overtime hours at $22/hr
40 regular hours + 5 overtime hours at $15/hr
Quick paycheck reference by hourly rate
The table below shows estimated gross pay for a 40-hour week with 5 overtime hours at common hourly rates. These are gross amounts before taxes and deductions.
| Hourly rate | Regular pay (40 hrs) | Overtime pay (5 hrs) | Total gross |
|---|---|---|---|
| $15/hr | $600.00 | $112.50 | $712.50 |
| $17/hr | $680.00 | $127.50 | $807.50 |
| $18/hr | $720.00 | $135.00 | $855.00 |
| $20/hr | $800.00 | $150.00 | $950.00 |
| $22/hr | $880.00 | $165.00 | $1,045.00 |
| $25/hr | $1,000.00 | $187.50 | $1,187.50 |
| $30/hr | $1,200.00 | $225.00 | $1,425.00 |
Actual deductions (taxes, Social Security, Medicare, benefits) will reduce these gross amounts. These tables show gross pay only.
What affects your paycheck beyond overtime?
Your gross paycheck may differ from simple time-and-a-half math when any of these apply:
- State daily overtime: California, Alaska, Colorado, and Nevada may require overtime before 40 hours.
- Bonuses and commissions: These can increase your regular rate of pay, raising the overtime rate.
- Shift differentials: Night or weekend premiums must be included in the overtime base.
- Tipped wages: Overtime rate must be based on full minimum wage, not the tipped cash wage.
- Double time: Some states or employers pay 2× the regular rate for certain hours.
For any of these situations, use the regular rate of pay calculator to get an accurate result.
FAQ
How do I calculate my paycheck if I worked overtime?
Multiply your regular hours by your hourly rate, multiply overtime hours by 1.5× your rate, and add both amounts. The time and a half calculator does this automatically.
Does the paycheck calculator include taxes?
No — this calculator and guide show gross pay before taxes, FICA, and other deductions. Net pay depends on your W-4, state tax, benefits, and other factors.
What if I work more than 5 overtime hours in a week?
The same formula applies: overtime hours × 1.5 × hourly rate. The more overtime hours, the higher your paycheck. Some states add double-time rules for very long days.
Is overtime taxed at a higher rate?
Overtime pay is taxed as regular income, not at a special higher rate. However, a larger paycheck can push you into a higher marginal tax bracket, making withholding appear higher. See our overtime tax guide for details.
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Convert the rule in this guide into an actual pay estimate, then compare related calculators when state, bonus, tip, or salary rules change the math.
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Rule last reviewed: July 7, 2026Page last updated: July 8, 2026Official sources
Disclaimer and review policy
Estimates only; not legal, tax, or payroll advice. Confirm final pay obligations with the official agency guidance or a qualified advisor.
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